Retirement Business Financial Calculators
Use these free Retirement Business Calculators to analyze your financial statements. Just enter the numbers from your balance sheet and profit / loss and get instant calculations online.
Click here for information on an Excel spreadsheet Financial Calculator.
The gross margin Business Financial Calculators will show you how much of each dollar of sales that the company has as a gross profit.
Return on Investment
Return on investment (ROI) is the concept of an investment of some resource yielding a benefit to the investor. A high ROI means the investment gains compare favorably to investment cost. As a performance measure, ROI is used to evaluate the efficiency of an investment or to compare the efficiency of a number of different investments.
In business, operating margin — also known as operating income margin, operating profit margin and return on sales (ROS) — is the ratio of operating income (“operating profit” in the UK) divided by net sales, usually presented in percent. A very important Business Financial Calculator.
Return on Assets
The return on assets (ROA) percentage shows how profitable a company’s assets are in generating revenue.
Net Profit Margin
Profit margin, net margin, net profit margin or net profit ratio all refer to a measure of profitability. It is calculated by finding the net profit as a percentage of the revenue.
The ratio of a company’s total cash and cash equivalents like stocks and bonds compared to its current liabilities. It is used as a measure of company liquidity and can determine if a company can repay its short-term debt. A good cash ratio can help creditors to decide to extend payment terms. This Business Financial Calculators can help with cash flow.
In finance, the Acid-test or quick ratio or liquid ratio measures the ability of a company to use its near cash or quick assets to extinguish or retire its current liabilities immediately. Quick assets include those current assets that presumably can be quickly converted to cash at close to their book values. A company with a Quick Ratio of less than 1 cannot currently fully pay back its current liabilities.
Working capital is a financial metric which represents operating liquidity available to a business. It is calculated as current assets minus current liabilities.
Working capital is a Business Financial Calculators metric which represents operating liquidity available to a business. It is calculated as current assets minus current liabilities.
Let me know if you would like calculators for these topics or something else.
- Accounts Receivables Turnover Ratio – is a measure of how well a company collects money from customers.
- Accounts Receivable Turnover Days – is a measure of how many days on average it takes to collect money from customers.
- Bad-Debt to Accounts Receivable Ratio – tells you what percentage of customers never pays you.
- Bad-Debt to Sales Ratio – shows what percentage of sales turn into a bad debt.
- Cash Turnover – is a ratio of how many times a company replaces it cash with sales.
- Cost of Credit – tells you whether you should make early payment.
- Current-Liability Ratio – lets you know how soon current debts are due.
- Days’ Payables Outstanding – can let you know how well you are paying your suppliers.
- Days’ Sales in Inventory – Indicates how much time it will take to sell your inventory.
- Days’ Sales in Receivables – Indicates the average number of days old that customers have been owing you.
- Debt to Equity – tells creditors how well they are protected in the event of bankruptcy.
- Inventory Turn – shows how fast you are selling your inventory.
- Inventory Turnover in Days – shows how long it takes to sell your inventory.
- Long-term Debt to Net Working Capital
- Net Profit Margin – is similar to gross margin but calculates costs too.
- Payables Turnover – is an indicator of how long you are taking to pay your suppliers.
- Payables Turnover in Days – is an indicator of how many days you are taking to pay your suppliers.
- Return on Investment – measures how much money you are making on your investment.